Terms & Conditions

Last updated: January 1, 2025

1. Acceptance of Terms

By accessing and using the SaveSmart website ("Site"), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our Site.

2. Description of Service

SaveSmart is an independent promotional and comparison website. Our service consists of:

• Providing general information about insurance comparison services
• Directing users to third-party insurance providers and comparison platforms
• Offering educational content about insurance options

We do not sell insurance directly, provide insurance quotes, or act as an insurance broker or agent. We are solely a referral and informational service.

3. Affiliate Relationship Disclosure

SaveSmart operates as an affiliate marketing website. This means:

• We have a commercial relationship with partner insurance comparison platforms (including Chaiz)
• We may receive a commission or referral fee when you click through to a partner and complete an action
• This compensation does not affect the cost to you in any way
• Our content is provided for informational purposes and does not constitute professional insurance advice

4. No Insurance Advice

The information on this Site is for general informational purposes only. It does not constitute professional insurance, financial, or legal advice. You should consult with a licensed insurance professional before making any insurance decisions.

Savings figures, testimonials, and pricing information shown on this Site are illustrative and based on average user data. Your actual savings will vary based on your location, coverage needs, and the providers available in your area.

5. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties or representations regarding the accuracy, completeness, or suitability of any information on this Site. Insurance plan availability, pricing, and coverage details are subject to change without notice.

6. Third-Party Websites

Our Site contains links to third-party websites. When you click these links:

• You will leave our Site and be governed by the terms of the third-party site
• We have no control over and are not responsible for the content, privacy practices, or services of third-party sites
• We do not endorse any specific insurance provider, plan, or service

7. Intellectual Property

All content on this Site, including text, graphics, logos, and design elements, is the property of SaveSmart or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or use any content without our express written permission.

8. Limitation of Liability

To the maximum extent permitted by law, SaveSmart shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this Site or any third-party service accessed through our Site.

Our total liability to you for any claim arising from your use of this Site shall not exceed $100.

9. Disclaimer of Warranties

This Site is provided on an "as is" and "as available" basis without any warranties, express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or harmful components.

10. Testimonials and Reviews

Testimonials displayed on our Site are representative of user experiences and may be edited for clarity and length. Individual results will vary. Testimonials do not guarantee that you will achieve similar results.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law provisions. Any disputes arising from these Terms shall be resolved in the appropriate courts of the United States.

12. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Your continued use of the Site after changes constitutes your acceptance of the revised Terms.

13. Prohibited Uses

You agree not to use this Site to:

• Violate any applicable laws or regulations
• Transmit any harmful, offensive, or fraudulent content
• Attempt to gain unauthorized access to any part of the Site
• Use automated tools to scrape or harvest data from the Site

14. Contact Information

If you have questions about these Terms & Conditions, please contact us:

Email: legal@savesmart-compare.com
Website: savesmart-compare.com